BMW M5 (F90)

F90 M5 CARSTOCKSPECIALTY
$68.4K ▼ $1.8K (−2.6%)12 mo
WATCHWell-supported value — but volatile.
Well supported · 113 sold + 1413 active
Fair value$68.4K ($60.1K–$76.6K)
Typical ask$66.0K
Recent sold$76.0K
Current valueHigh
12-mo trendRoughly flat · 5-in-10 up · 62% calls right
Buyer: Anchor offers to recent sold comps ($76k).
Seller: Price near recent sold comps ($76k); expect negotiation.
Watcher: Volatile — wait for a clearer trend.
💰 Pricing your car to sell
Quick sale$60.1Ksells fast
Fair$76.0Krecent comps
List$81.3Kroom to negotiate
Stretch$88.2Kexceptional
🎯 Buying guide
Strong deal below $60.1K · Fair $60.1K–$76.6K · careful above $83.0K

Flagged undervalued because sell-through 99%, and inventory -0%.

What It's Actually Worth

Blended value of a standard 4 yr, 25k mi example, ~$68.4K now. The green line weighs confirmed auction sales most heavily (the amber dots — what cars actually hammered for), blends in fast-selling "just-missed" listings, and lightly smooths out month-to-month composition noise.

2021-05 2026-08 $109K $47.0K
━ blended true value ● confirmed auction sales (dot size = volume)
◫ 193 confirmed sales (188 auction · 5 other)·449 sales tracked·64 months tracked·since 2021-05·3598 active listings

Did our model work? 63% direction calls right

Each faint amber line is a forecast we would have made at that point in the past (12-mo horizon), drawn against what actually happened (blue). Over 32 scored forecasts: 63% got the direction right, median value error ±18%.

2020-01 2026-08 $125K $52.3K
━ actual ╱ past predictions (ghosts)

Walk-forward: each ghost uses only data available at that date — no hindsight. Data-backed market intelligence, not a guaranteed prediction. Figures are modeled estimates from asking prices, sold comps, and public economic indicators; they can be wrong. Not financial advice.

Auction Scorecard gavel in range 9 in 10

We replayed 143 past auctions in this market — predicting each hammer price from market data before the sale (no hindsight). Typical miss: ±15%; the gavel landed inside our predicted range 9 in 10 of the time, and we lean slightly high on average.

SoldCarOur rangeHammer
2026-07-15 2018 · 3k mi $80.5K–$178K $71.5K
2026-07-14 2018 · 60k mi $40.8K–$90.3K $40.0K
2026-06-26 2022 · 7k mi $73.4K–$163K $87.5K
2026-06-25 2020 · 39k mi $45.1K–$99.9K $53.5K
2026-06-22 2019 · 55k mi $42.1K–$93.1K $50.3K
2026-06-04 2022 · 1k mi $98.6K–$218K $194K
2026-05-18 2018 · 110k mi $32.1K–$71.0K $29.3K
2026-04-27 2018 · 120k mi $31.0K–$68.7K $25.8K

Live now — calling it before the gavel

We're currently tracking 8 open auctions in this market. Here's our predicted hammer range for each — check back after they close.

ClosesCarSourceOur predicted range
open 2019 · 61k mi ebay $33.3K–$94.6K ($56.1K)
open 2018 C&B $40.6K–$115K ($68.4K)
open 2019 · 65k mi ebay $32.5K–$92.3K ($54.8K)
open 2019 · 61k mi ebay $33.6K–$94.9K ($56.4K)
open 2023 · 4k mi classic $60.9K–$172K ($102K)
open 2022 · 14k mi classic $53.4K–$151K ($89.7K)
open 2022 · 15k mi classic $52.8K–$149K ($88.7K)
open 2022 · 20k mi classic $48.1K–$136K ($80.8K)

No-lookahead: predictions are made before each auction closes; the scorecard grades confirmed sold auctions only (no-sales excluded). A modeled estimate, not a guarantee. Data-backed market intelligence, not a guaranteed prediction. Figures are modeled estimates from asking prices, sold comps, and public economic indicators; they can be wrong. Not financial advice.

Where We Think It's Headed

Probability and range, not a single number. Wider = less certain (not bigger gains).

2021-05 now +24mo $232K $28.7K
HorizonDirectionProbabilityConfidencePast accuracy
6 mo UP 50% Low 45%
12 mo UP 52% Low 63%
24 mo UP 54% Low 65%

Data-backed market intelligence, not a guaranteed prediction. Figures are modeled estimates from asking prices, sold comps, and public economic indicators; they can be wrong. Not financial advice.

Lead Indicator Forecast

Some indicators move before this market does. High-Yield Bond Spread has historically led it by about 7 months — so its recent move implies where prices head next (dashed). The solid green line is actual value through today; the shaded path is what the lead implies.

$69.1K now +7mo 2021-05 $100K $62.2K
BECAUSE credit spreads fell 6%. THEREFORE, given its usual 7-month head start, we lean UP — about +1% (≈ +$666) over the next 7 months. Confidence: Moderate (correlation -0.50, 20 months overlap).

Crystal Ball — What Leading Indicators Signal

Distinct from the trend forecast above: this blends all 8 leading indicators (each at its own lead time, de-duplicated so correlated ones don't double-count) into one signal. Leading indicators are collectively signaling lower over the next ~12 months (high conviction — 70% of weighted drivers agree), driven mainly by 10Y-2Y Yield Spread and VIX Volatility Index, though 10Y-2Y Yield Spread points the other way.

⚠ The price trend and leading indicators disagree — momentum may be running ahead of the fundamentals.
now +12mo (indicators) $100K $49.6K

Are the indicators agreeing?

Each bar is one driver's current push; longer = more weight. All one side = high conviction; split = low.

10Y-2Y Yield Spread+0.9VIX Volatility Index-0.1U. Michigan Consumer-1.3Consumer Discretiona-0.9Trade-Weighted Dolla-1.6LVMH (luxury proxy A-0.8Bitcoin (USD)-1.3Unemployment Rate-0.5 ← bearish bullish →

If You’d Bought in 2021

$100K invested 2021-05 → today (5.2 yrs), this car vs where else you could've put the money. Rebased to 100 at the start; the dashed line is inflation (break-even).

$92.2K$202K$235K$80.7K$131K 2021 2026 275 100
━ This car $92.2K━ S&P 500 $202K━ Gold $235K━ Luxury $80.7K━ Housing $131K₿ Bitcoin $170K (off-scale)
Lost ground to inflation. The BMW M5 (F90) roughly 0.9×'d your money (a real 26% LOSS to inflation). It LAGGED the stock market by about 54% — the same money in the S&P 500 would be larger. It trailed housing (-30%). (Price only — a real round-trip also loses ~10–20% to buy/sell fees and carrying costs.)
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What This Market Follows

Specialty-car prices don't move in a vacuum. These economic indicators have historically led this market — tap one to see it shifted forward by its lead time, overlaid on the value line.

Ethereum (USD) leads by about 4 months (moves with this market, correlation 0.54). Shown shifted forward 4 months so its turns line up with the market's.

━ BMW M5 (F90) ┄ Ethereum (USD), shifted +4mo
2021-05 2026-08

Why We Think This

Appreciation Momentum
54
Undervaluation
51
Liquidity
52
Speculation Opportunity
53
Depreciation Risk
44
Overvaluation
50
sell-through 99% sell through rate
-9% vs 3-yr trend pct vs trailing 36mo
inventory -0% inventory trend slope
-8% vs 12-mo avg pct vs trailing 12mo
36% relisted listing reappearance rate
42 days on market median days on market

Current Inventory Snapshot

Active priced listings3598
Median fair value$60,431
Avg deal score52/100

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Recent Signals & Alerts

Data-backed market intelligence, not a guaranteed prediction. Figures are modeled estimates from asking prices, sold comps, and public economic indicators; they can be wrong. Not financial advice.