BMW M5 (F90)

F90 M5 CARSTOCKSPECIALTY
$71.3K ▲ $5.4K (+8.2%)12 mo
WATCHWell-supported value — but volatile.
Well supported · 109 sold + 1413 active
Fair value$71.3K ($62.8K–$79.9K)
Typical ask$65.0K
Recent sold$77.8K
Current valueHigh
12-mo trendRoughly flat · 5-in-10 up · 68% calls right
Buyer: Anchor offers to recent sold comps ($78k).
Seller: Price near recent sold comps ($78k); expect negotiation.
Watcher: Volatile — wait for a clearer trend.
💰 Pricing your car to sell
Quick sale$61.7Ksells fast
Fair$77.8Krecent comps
List$83.2Kroom to negotiate
Stretch$90.2Kexceptional
🎯 Buying guide
Strong deal below $62.8K · Fair $62.8K–$79.9K · careful above $82.0K

Flagged undervalued because sell-through 99%, asking +3% vs historic sold, and inventory +0%.

What It's Actually Worth

Blended value of a standard 4 yr, 30k mi example, ~$71.3K now. The green line weighs confirmed auction sales most heavily (the amber dots — what cars actually hammered for), blends in fast-selling "just-missed" listings, and lightly smooths out month-to-month composition noise.

2021-05 2026-07 $115K $47.9K
━ blended true value ● confirmed auction sales (dot size = volume)
◫ 188 confirmed sales (183 auction · 5 other)·434 sales tracked·63 months tracked·since 2021-05·2232 active listings

Did our model work? 68% direction calls right

Each faint amber line is a forecast we would have made at that point in the past (12-mo horizon), drawn against what actually happened (blue). Over 31 scored forecasts: 68% got the direction right, median value error ±18%.

2020-01 2026-07 $136K $53.8K
━ actual ╱ past predictions (ghosts)

Walk-forward: each ghost uses only data available at that date — no hindsight. Data-backed market intelligence, not a guaranteed prediction. Figures are modeled estimates from asking prices, sold comps, and public economic indicators; they can be wrong. Not financial advice.

Auction Scorecard gavel in range 9 in 10

We replayed 138 past auctions in this market — predicting each hammer price from market data before the sale (no hindsight). Typical miss: ±15%; the gavel landed inside our predicted range 9 in 10 of the time, and we lean slightly high on average.

SoldCarOur rangeHammer
2026-06-04 2022 · 1k mi $91.2K–$201K $194K
2026-05-18 2018 · 110k mi $31.7K–$69.8K $29.3K
2026-04-27 2018 · 120k mi $30.5K–$67.2K $25.8K
2026-04-17 2023 · 3k mi $81.3K–$179K $104K
2026-04-15 2020 · 34k mi $48.1K–$106K $66.0K
2026-04-08 2021 · 18k mi $58.2K–$128K $137K
2026-04-01 2022 · 37k mi $46.9K–$103K $128K
2026-03-30 2019 · 80k mi $37.4K–$82.2K $45.3K

Live now — calling it before the gavel

We're currently tracking 8 open auctions in this market. Here's our predicted hammer range for each — check back after they close.

ClosesCarSourceOur predicted range
open 2019 · 48k mi BaT $38.1K–$107K ($63.8K)
open 2022 · 7k mi BaT $63.4K–$178K ($106K)
open 2020 C&B $43.2K–$121K ($72.4K)
open 2018 C&B $43.5K–$120K ($72.4K)
open 2023 · 12k mi classic $48.5K–$156K ($87.0K)
open 2022 · 19k mi classic $41.7K–$134K ($74.8K)
open 2022 · 24k mi classic $38.8K–$125K ($69.6K)
open 2021 · 28k mi classic $37.2K–$119K ($66.7K)

No-lookahead: predictions are made before each auction closes; the scorecard grades confirmed sold auctions only (no-sales excluded). A modeled estimate, not a guarantee. Data-backed market intelligence, not a guaranteed prediction. Figures are modeled estimates from asking prices, sold comps, and public economic indicators; they can be wrong. Not financial advice.

Where We Think It's Headed

Probability and range, not a single number. Wider = less certain (not bigger gains).

2021-05 now +24mo $255K $33.1K
HorizonDirectionProbabilityConfidencePast accuracy
6 mo UP 51% Low 49%
12 mo UP 52% Low 68%
24 mo UP 55% Low 58%

Data-backed market intelligence, not a guaranteed prediction. Figures are modeled estimates from asking prices, sold comps, and public economic indicators; they can be wrong. Not financial advice.

Lead Indicator Forecast

Some indicators move before this market does. High-Yield Bond Spread has historically led it by about 7 months — so its recent move implies where prices head next (dashed). The solid green line is actual value through today; the shaded path is what the lead implies.

$71.3K now +7mo 2021-05 $107K $60.7K
BECAUSE credit spreads fell 2%. THEREFORE, given its usual 7-month head start, we expect little change — about +0% (≈ +$28) over the next 7 months. Confidence: Moderate (correlation -0.57, 18 months overlap).

Crystal Ball — What Leading Indicators Signal

Distinct from the trend forecast above: this blends all 8 leading indicators (each at its own lead time, de-duplicated so correlated ones don't double-count) into one signal. Leading indicators are collectively signaling lower over the next ~12 months (high conviction — 69% of weighted drivers agree), driven mainly by 10Y-2Y Yield Spread and LVMH (luxury proxy ADR), though 10Y-2Y Yield Spread points the other way.

⚠ The price trend and leading indicators disagree — momentum may be running ahead of the fundamentals.
now +12mo (indicators) $107K $49.2K

Are the indicators agreeing?

Each bar is one driver's current push; longer = more weight. All one side = high conviction; split = low.

10Y-2Y Yield Spread+0.4LVMH (luxury proxy A-0.8VIX Volatility Index-1.0Trade-Weighted Dolla-1.2Consumer Discretiona-1.5Bitcoin (USD)-1.5Unemployment Rate-0.5Advance Retail Sales-1.0 ← bearish bullish →

If You’d Bought in 2021

$100K invested 2021-05 → today (5.2 yrs), this car vs where else you could've put the money. Rebased to 100 at the start; the dashed line is inflation (break-even).

$101K$195K$216K$82.0K$129K 2021 2026 275 100
━ This car $101K━ S&P 500 $195K━ Gold $216K━ Luxury $82.0K━ Housing $129K₿ Bitcoin $159K (off-scale)
Lost ground to inflation. The BMW M5 (F90) roughly 1.0×'d your money (a real 19% LOSS to inflation). It LAGGED the stock market by about 48% — the same money in the S&P 500 would be larger. It trailed housing (-22%). (Price only — a real round-trip also loses ~10–20% to buy/sell fees and carrying costs.)
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What This Market Follows

Specialty-car prices don't move in a vacuum. These economic indicators have historically led this market — tap one to see it shifted forward by its lead time, overlaid on the value line.

High-Yield Bond Spread leads by about 7 months (moves against this market, correlation 0.57). Shown shifted forward 7 months so its turns line up with the market's.

━ BMW M5 (F90) ┄ High-Yield Bond Spread, shifted +7mo
2023-10 2026-07

Why We Think This

Appreciation Momentum
53
Undervaluation
53
Liquidity
50
Speculation Opportunity
53
Depreciation Risk
47
Overvaluation
49
sell-through 99% sell through rate
asking +3% vs historic sold asking vs historic spread
inventory +0% inventory trend slope
-10% vs 12-mo avg pct vs trailing 12mo
26% relisted listing reappearance rate
41 days on market median days on market

Current Inventory Snapshot

Active priced listings2232
Median fair value$63,516
Avg deal score51/100

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Recent Signals & Alerts

Data-backed market intelligence, not a guaranteed prediction. Figures are modeled estimates from asking prices, sold comps, and public economic indicators; they can be wrong. Not financial advice.