BMW 3 Series (E46) 330i ZHP

E46 330I ZHP CARSTOCKSPECIALTY
$16.1K ▲ $639 (+4.1%)12 mo
COOLINGPriced above trend · momentum cooling — but volatile.
Auction-supported · 35 sold + 7 active (auction-led)
Fair value$16.1K ($13.9K–$18.2K)
Typical ask$25.5K
Recent sold$14.7K
Current valueHigh
12-mo trendSlightly down · 4-in-10 up · 42% calls right
Buyer: Negotiate from recent sold comps ($15k), not asking prices ($25k).
Seller: Asks are aggressive vs sold — strong/low-mile cars can ask high, average cars may sit.
Watcher: Volatile — wait for a clearer trend.
💰 Pricing your car to sell
Quick sale$13.7Ksells fast
Fair$14.7Krecent comps
List$15.7Kroom to negotiate
Stretch$19.8Kexceptional
🎯 Buying guide
Strong deal below $13.9K · Fair $13.9K–$18.2K · careful above $31.7K

Flagged undervalued because inventory -1%, -14% vs 3-yr trend, -9% vs 2-yr avg, and sell-through 98%.

What It's Actually Worth

Blended value of a standard 21 yr, 117k mi example, ~$16.1K now. The green line weighs confirmed auction sales most heavily (the amber dots — what cars actually hammered for), blends in fast-selling "just-missed" listings, and lightly smooths out month-to-month composition noise.

2021-05 2026-10 $31.9K $7.4K
━ blended true value ● confirmed auction sales (dot size = volume)
◫ 165 confirmed sales (160 auction · 5 other)·183 sales tracked·66 months tracked·since 2021-05·69 active listings

Did our model work? 42% direction calls right

Each faint amber line is a forecast we would have made at that point in the past (12-mo horizon), drawn against what actually happened (blue). Over 31 scored forecasts: 42% got the direction right, median value error ±23%.

2021-04 2026-08 $31.1K $8.0K
━ actual ╱ past predictions (ghosts)

Walk-forward: each ghost uses only data available at that date — no hindsight. Data-backed market intelligence, not a guaranteed prediction. Figures are modeled estimates from asking prices, sold comps, and public economic indicators; they can be wrong. Not financial advice.

Auction Scorecard gavel in range 8 in 10

We replayed 110 past auctions in this market — predicting each hammer price from market data before the sale (no hindsight). Typical miss: ±21%; the gavel landed inside our predicted range 8 in 10 of the time.

SoldCarOur rangeHammer
2026-08-19 2004 · 100k mi $10.0K–$22.4K $16.5K ✓
2026-08-13 2003 · 71k mi $11.6K–$25.9K $29.1K ✗
2026-08-10 2005 · 201k mi $6.1K–$13.6K $6.7K ✓
2026-07-14 2004 · 116k mi $8.5K–$19.0K $9.2K ✓
2026-07-05 2004 · 147k mi $7.2K–$16.0K $6.4K ✗
2026-06-30 2005 · 70k mi $10.2K–$22.7K $21.0K ✓
2026-05-19 2005 · 193k mi $5.5K–$12.4K $11.0K ✓
2026-05-15 2004 · 152k mi $6.6K–$14.7K $11.5K ✓

Live now — calling it before the gavel

We're currently tracking 1 open auction in this market. Here's our predicted hammer range for each — check back after they close.

ClosesCarSourceOur predicted range
open 2004 · 110k mi BaT $8.9K–$25.4K ($15.0K)

No-lookahead: predictions are made before each auction closes; the scorecard grades confirmed sold auctions only (no-sales excluded). A modeled estimate, not a guarantee. Data-backed market intelligence, not a guaranteed prediction. Figures are modeled estimates from asking prices, sold comps, and public economic indicators; they can be wrong. Not financial advice.

Where We Think It's Headed

Probability and range, not a single number. Wider = less certain (not bigger gains).

2021-05 now +24mo $50.0K $2.9K
HorizonDirectionProbabilityConfidencePast accuracy
6 mo FLAT 50% Low 73%
12 mo DOWN 58% Low 42%
24 mo DOWN 60% Low 74%

Data-backed market intelligence, not a guaranteed prediction. Figures are modeled estimates from asking prices, sold comps, and public economic indicators; they can be wrong. Not financial advice.

Crystal Ball — What Leading Indicators Signal

Distinct from the trend forecast above: this blends all 8 leading indicators (each at its own lead time, de-duplicated so correlated ones don't double-count) into one signal. Leading indicators are collectively signaling lower over the next ~12 months (moderate conviction — 52% of weighted drivers agree), driven mainly by Trade-Weighted Dollar Index and Gold (futures), though VIX Volatility Index points the other way.

Trend and leading indicators agree — both point down. Higher-conviction read.
now +12mo (indicators) $18.8K $11.7K

Are the indicators agreeing?

Each bar is one driver's current push; longer = more weight. All one side = high conviction; split = low.

Trade-Weighted Dolla-0.7Gold (futures)-1.0Ethereum (USD)-0.3VIX Volatility Index+1.1Housing Starts-0.0U. Michigan Consumer+0.0Unemployment Rate-0.2US Regular Gas Price-3.0 ← bearish bullish →

If You’d Bought in 2021

$100K invested 2021-05 → today (5.4 yrs), this car vs where else you could've put the money. Rebased to 100 at the start; the dashed line is inflation (break-even).

$122K$201K$221K$64.4K$132K 2021 2026 275 100
━ This car $122K━ S&P 500 $201K━ Gold $221K━ Luxury $64.4K━ Housing $132K₿ Bitcoin $231K (off-scale)
Roughly tracked inflation — flat in real terms. The BMW 3 Series (E46) 330i ZHP roughly 1.2×'d your money (a real 2% LOSS to inflation). It LAGGED the stock market by about 39% — the same money in the S&P 500 would be larger. It trailed housing (-8%). (Price only — a real round-trip also loses ~10–20% to buy/sell fees and carrying costs.)
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What This Market Follows

Specialty-car prices don't move in a vacuum. These economic indicators have historically led this market — tap one to see it shifted forward by its lead time, overlaid on the value line.

10-Year Treasury Yield leads by about 3 months (moves against this market, correlation 0.66). Shown shifted forward 3 months so its turns line up with the market's.

━ BMW 3 Series (E46) 330i ZHP ┄ 10-Year Treasury Yield, shifted +3mo
2021-05 2026-10

Why We Think This

Appreciation Momentum
66
Undervaluation
40
Liquidity
62
Speculation Opportunity
45
Depreciation Risk
45
Overvaluation
69
asking +143% vs historic sold asking vs historic spread
inventory -1% inventory trend slope
-14% vs 3-yr trend pct vs trailing 36mo
asking trend +0.6%/mo median asking trend slope
sale prices -0.5%/mo median sale trend slope
sell-through 98% sell through rate

Current Inventory Snapshot

Active priced listings69
Median fair value$12,992
Avg deal score62/100

Comparable Markets

MarketUndervaluationAppreciationLiquidity
BMW 3 Series Coupe (E46) 233849
BMW 3 Series (E46) M3 377247

Recent Signals & Alerts

Data-backed market intelligence, not a guaranteed prediction. Figures are modeled estimates from asking prices, sold comps, and public economic indicators; they can be wrong. Not financial advice.