BMW 3 Series (E46) 330i ZHP

E46 330I ZHP CARSTOCKSPECIALTY
$15.6K ▲ $418 (+2.8%)12 mo
WATCHAsks running above recent sales · momentum cooling — but volatile.
Well supported · 34 sold + 18 active
Fair value$15.6K ($13.6K–$17.8K)
Typical ask$17.4K
Recent sold$14.5K
Current valueHigh
12-mo trendSlightly down · 4-in-10 up · 43% calls right
Buyer: Negotiate from recent sold comps ($14k), not asking prices ($17k).
Seller: Asks are aggressive vs sold — strong/low-mile cars can ask high, average cars may sit.
Watcher: Volatile — wait for a clearer trend.
💰 Pricing your car to sell
Quick sale$13.5Ksells fast
Fair$14.5Krecent comps
List$15.5Kroom to negotiate
Stretch$19.6Kexceptional
🎯 Buying guide
Strong deal below $13.6K · Fair $13.6K–$17.8K · careful above $27.8K

Flagged undervalued because inventory -1%, -51% vs 2-yr avg, -53% vs 3-yr trend, and sell-through 98%.

What It's Actually Worth

Blended value of a standard 21 yr, 117k mi example, ~$15.6K now. The green line weighs confirmed auction sales most heavily (the amber dots — what cars actually hammered for), blends in fast-selling "just-missed" listings, and lightly smooths out month-to-month composition noise.

2021-05 2026-08 $31.8K $7.3K
━ blended true value ● confirmed auction sales (dot size = volume)
◫ 162 confirmed sales (157 auction · 5 other)·178 sales tracked·64 months tracked·since 2021-05·63 active listings

Did our model work? 43% direction calls right

Each faint amber line is a forecast we would have made at that point in the past (12-mo horizon), drawn against what actually happened (blue). Over 30 scored forecasts: 43% got the direction right, median value error ±26%.

2021-04 2026-07 $54.4K $14.5K
━ actual ╱ past predictions (ghosts)

Walk-forward: each ghost uses only data available at that date — no hindsight. Data-backed market intelligence, not a guaranteed prediction. Figures are modeled estimates from asking prices, sold comps, and public economic indicators; they can be wrong. Not financial advice.

Auction Scorecard gavel in range 8 in 10

We replayed 107 past auctions in this market — predicting each hammer price from market data before the sale (no hindsight). Typical miss: ±22%; the gavel landed inside our predicted range 8 in 10 of the time.

SoldCarOur rangeHammer
2026-07-14 2004 · 116k mi $9.6K–$21.3K $9.2K
2026-07-05 2004 · 147k mi $8.2K–$18.0K $6.4K
2026-06-30 2005 · 70k mi $12.0K–$26.6K $21.0K
2026-05-19 2005 · 193k mi $6.7K–$14.8K $11.0K
2026-05-15 2004 · 152k mi $7.8K–$17.3K $11.5K
2026-03-26 2005 · 204k mi $6.4K–$14.3K $6.6K
2026-03-25 2004 · 98k mi $10.4K–$23.0K $17.1K
2026-03-04 2004 · 171k mi $7.2K–$16.0K $14.3K

Live now — calling it before the gavel

We're currently tracking 2 open auctions in this market. Here's our predicted hammer range for each — check back after they close.

ClosesCarSourceOur predicted range
open 2004 · 100k mi BaT $8.7K–$24.8K ($14.7K)
open 2003 · 71k mi BaT $10.8K–$30.6K ($18.2K)

No-lookahead: predictions are made before each auction closes; the scorecard grades confirmed sold auctions only (no-sales excluded). A modeled estimate, not a guarantee. Data-backed market intelligence, not a guaranteed prediction. Figures are modeled estimates from asking prices, sold comps, and public economic indicators; they can be wrong. Not financial advice.

Where We Think It's Headed

Probability and range, not a single number. Wider = less certain (not bigger gains).

2021-05 now +24mo $116K $5.5K
HorizonDirectionProbabilityConfidencePast accuracy
6 mo DOWN 56% Low 72%
12 mo DOWN 57% Low 43%
24 mo DOWN 59% Low 72%

Data-backed market intelligence, not a guaranteed prediction. Figures are modeled estimates from asking prices, sold comps, and public economic indicators; they can be wrong. Not financial advice.

If You’d Bought in 2021

$100K invested 2021-05 → today (5.2 yrs), this car vs where else you could've put the money. Rebased to 100 at the start; the dashed line is inflation (break-even).

$116K$202K$235K$80.7K$131K 2021 2026 275 100
━ This car $116K━ S&P 500 $202K━ Gold $235K━ Luxury $80.7K━ Housing $131K₿ Bitcoin $170K (off-scale)
Lost ground to inflation. The BMW 3 Series (E46) 330i ZHP roughly 1.2×'d your money (a real 7% LOSS to inflation). It LAGGED the stock market by about 43% — the same money in the S&P 500 would be larger. It trailed housing (-12%). (Price only — a real round-trip also loses ~10–20% to buy/sell fees and carrying costs.)
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What This Market Follows

Specialty-car prices don't move in a vacuum. These economic indicators have historically led this market — tap one to see it shifted forward by its lead time, overlaid on the value line.

10-Year Treasury Yield leads by about 3 months (moves against this market, correlation 0.61). Shown shifted forward 3 months so its turns line up with the market's.

━ BMW 3 Series (E46) 330i ZHP ┄ 10-Year Treasury Yield, shifted +3mo
2021-05 2026-08

Why We Think This

Appreciation Momentum
50
Undervaluation
51
Liquidity
63
Speculation Opportunity
54
Depreciation Risk
38
Overvaluation
47
asking +70% vs historic sold asking vs historic spread
inventory -1% inventory trend slope
-51% vs 2-yr avg pct vs trailing 24mo
-49% vs 12-mo avg pct vs trailing 12mo
sell-through 98% sell through rate
2 days on market median days on market
5% relisted listing reappearance rate

Current Inventory Snapshot

Active priced listings63
Median fair value$12,167
Avg deal score57/100

Comparable Markets

MarketUndervaluationAppreciationLiquidity
BMW 3 Series Coupe (E46) 174236
BMW 3 Series (E46) M3 535347

Recent Signals & Alerts

Data-backed market intelligence, not a guaranteed prediction. Figures are modeled estimates from asking prices, sold comps, and public economic indicators; they can be wrong. Not financial advice.